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Waiver of Subrogation A Waiver of Subrogation is a contractual arrangement wherein one waives subrogation rights over someone else in the case of errors.
Delivered Duty Paid (DDP) Shipping Delivered Duty Paid (DDP) Shipping refers to the costs and charges the seller must bear when the ordered products are delivered to the customer's hands.
Variable universal life insurance Variable universal life insurance is a similar to universal life insurance with certain exceptions. Cash values can be invested in a wide variety
Waiver-of-premium provision Waiver-of-premium provision refers benefit that can be added to a life insurance policy providing for waiver of all premiums coming due
Safe driver plan Safe driver plan is a rating plan in which the premiums paid are based in large part on the individual driving record of the insured and
Nondiversifiable risk Nondiversifiable risk is a risk that affects the entire economy or large numbers of persons or groups within the economy, which cannot be
Indexed universal life insurance Indexed universal life insurance is a variation of universal life insurance with certain key characteristics; there is a minimum interest rate guarantee; additional interest is credited to the policy based on
Group universal life products (GULP) Group universal life products (GULP) refers universal life insurance plans sold to members of a group, such as individual employees of an
Universality of management Universality of management is the concept that all managers do the same job regardless title. Position or management level: they all execute the five management functions and work through and with others to achieve
Universal life insurance Universal life insurance is a highly modified form of whole life insurance. Part of the premium buys insurance coverage that will be paid if the insured dies. The rest of the premium is invested in high-yield securities that are intended to increase the policy’s cash value more rapidly than that of a traditional whole life policy.
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