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Savings and loan association (S&L) Corporation that traditionally offered savings accounts with interest rates higher than banks. Since deregulation, an S&L offers both checking and savings accounts but still uses the majority of funds to
Savings banks Depositor-owned, bank like institutions chartered by individual states and almost identical to savings and loans in operation. They began in
Savings bank life insurance Savings bank life insurance originally sold by mutual savings banks in Massachusetts, New York, and Connecticut. Now sold in other states as well.
Savings account or time deposit Savings account or time deposit is a sum of money, deposited with a bank, that cannot be withdrawn by writing a check.
Savings and loan associations (S&Ls) Savings and loan associations (S&Ls) is the thrift institutions that accept time deposits and lend them primarily to buyers of single-
Mutual savings bank Mutual savings bank is a thrift institution that accepts time deposits and lends them for home purchase and construction. Its lending policies are usually more liberal than those of a savings and loan association
Truth-in-Savings Act Truth-in-Savings Act is the law passed by the U.S. Congress in 1991 that requires depository institutions to fully disclose the prices and other terms offered on deposit services so that customers can more
Savings deposits Savings deposits is the interest-bearing funds left with banks for a period of weeks, months, or years (with no minimum required maturity under U.S. regulations.
Passbook savings deposits Passbook savings deposits is the accounts sold to household customers in small denominations along with a small booklet or
Cost savings (efficiency) Cost savings (efficiency) is a motivation for bank mergers that rests on the possibility that by combining two or more banks together, overall
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