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Related Definitions
Cancellation provision Cancellation provision is the process of comparing and evaluating alternatives in order to budget funds for future, generally major,
Waiver-of-premium provision Waiver-of-premium provision refers benefit that can be added to a life insurance policy providing for waiver of all premiums coming due
Time limit on certain defenses provision Time limit on certain defenses provision in an individual health insurance policy that prohibits the company from canceling the policy or denying a claim on the basis of a preexisting condition or misstatement in the application after the policy has been in force for
Reinstatement provision Reinstatement provision allows provision of a health insurance policy that allows the insured to reinstate a lapsed policy by payment of
Prior-approval law Prior-approval law is a law for regulating insurance rates under which the rates must be filed and approved by the state insurance department before they can be used.
Other-insurance provisions Other-insurance provisions whose purpose is to prevent profiting from insurance and violation of the principle of indemnity when more than
Modified prior-approval law Modified prior-approval law is a state rating law where rate changes are based solely on loss experience; the rates must be fi led with the state insurance department and can be used immediately. However, if
Exclusive provider organization (EPO) Exclusive provider organization (EPO) is a plan that does not cover medical care received outside of a network of preferred providers.
Coordination-of-benefits provision Coordination-of-benefits provision in a group medical expense plan that prevents over-insurance and duplication of benefits when one person is covered under more than one group plan.
Change-of-plan provision Change-of-plan provision allows life insurance policyholders to exchange their present policies for different contracts; provides
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