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Tort is a wrongful act, whether intentional or accidental (negligence), resulting in legal liability for damage or injury. Automobile liability insurance is purchased to protect one from suits arising from unintentional torts. Some states ask you to select a tort provision. In these states, you can limit your right to sue for non-monetary damages (like pain and suffering) in exchange for a reduced auto insurance premium.

Tort is the civil wrong inflicted on another person or the person’s property.

Tort is a private or civil wrong or injury committed against a person or property for which a court will award damages if the wronged party (called the plaintiff) can submit adequate proof that the accused wrongdoer (called the defendant) was guilty, through either negligence or intent, of committing the act in question.

A noncriminal (civil) injury to other persons, their property, or their reputations; results form intentional acts or negligence.

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