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Consumer-directed health plan (CDHP)

Consumer-directed health plan (CDHP) is a generic term for a plan that combines a high-deductible health insurance plan with a health savings account (HSA) or health reimbursement arrangement (HRA). The plans are designed to make employees more sensitive to health-care costs, to provide a financial incentive to avoid unnecessary care, and to seek out low-cost providers.

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