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Credit according to duration of period

There are thee types of loans according to duration of period : such as

   •  Short term:These types of loans are provided only for maximum one year. Example: Overdraft, cash credit, called up loan.

 

   •  Mid term credit: Credit term is from one to five years. In this type of loan the duration is form one to five years.

   •  Long term loan: From five years to more years these types of loans are sanctioned. Example: to purchase large assets both fixed and non-fixed assets to set up factory.

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